How To Build A House Without Getting Divorced!

By Christy Soukhamneut, shared with permission
The first house my husband and I ever bought, we built.  Over the last 21+ years of marriage, we have built 3 additional homes and completely remodeled another. The remodel might have really been the one that did us in – I only wish I had the before and after pictures to show you. PLUS, we were young and stupid and did almost 100% of the work ourselves while selling a house and then living in the midst of a remodel job with no kitchen.  It was truly urban camping.
Somehow, we made it out on the other side of all of that without getting a divorce.  We learned a few things in the process that could help you on your journey.  On the upside, not all of it was bad.  Read on to learn the good, bad, and the ugly from not only my experience, but from top industry experts who have been through the process themselves and helped thousands of clients successfully make it through this journey unscathed.
The Good
 Here is what Ungenita Prevost from Posh on Pennies had to say about purchasing a new construction home (you can fin Ungenita on Twitter @UngenitaPrevost @PoshonPennies or online www.PoshonPennies.com ) “Building with your partner can be a lot of fun if you start the process with the right attitude, a clear budget and set the intention to create something that you both love. It’s a win, win!”
“We approached it like a joint venture (I know it sounds like business, it’s one of my favorite words).  The point is we were equally involved and contributed.”
The Bad (really, how to keep it from going bad, but it fits with the theme)
According to Paul Sian from HER Realtors (find Paul at 513-560-8002, on Twitter @PaulPSian, or online atwww.cincinkyrealestate.com ), that having “a professional real estate agent can help keep you out of trouble….you have expert advice. At times where emotions can get the best of you having an expert in your corner lest you relax and know someone else has your best interests in mind and will guide you when you need it.”
Shawn Helwig, Area Sales Manager with Henry Homes (you can reach Shawn at 615.573.7444 or online at www.henrycompanyhomes.com) says “It is very rare that both parties get 100% of what they want in a new home.  Be open to compromise. If you can get 90% of your wish list, consider that a win.  Don’t sweat the other 10%.”
Judy McDougal, a top producing Realtor® with ReMax Savannah (you can reach Judy at 912.354.1555 or online atwww.georgiashomes.com) who is currently building a home with her husband Art, says “The best thing you can do is hire a builder that you both can work well with.  Building is a partnership.”  She goes on to agree with both Ungenita that decisions should be made together and with Shawn that compromises need to be made.
The Ugly (again, cut me some slack…it’s a theme)
Jarad Brown, a savvy loan officer with Starkey Mortgage who is currently remodeling a home with his pregnant wife Amber – he is a brave man (Jarad can be reached at 912.604.8848, on Twitter @jaradbbrown or online at www.brownhomemortgage.com)  , advises to avoid the ugly by setting a budget. He says to set one for the entire build and one for each section of the build or remodel.  For example, the kitchen is the most important to us so we are going to allot $30,000.  Make sure to use dollar amounts and not vague figures.  Then stick to the budget.  No cheating.
In summary, the top tips are:
·        Start with a good attitude
·        Work with a professional Realtor®
·        Pick a builder you can both work with
·        Make decisions together
·        Be willing to compromise
·       Set a budget & stick with it…no cheating
Follow these simple (though, admittedly not always easy) steps and you should be well on your way to enjoying your new home.
Join us next time as we explore more in the world of mortgage lending. If you have a burning question or just want to chat — I love to be social……you can reach me on Twitter (@ChrisEllaLoans), Snapchat (ChrisElla2), CyberDust (ChrisElla), emailChristyS@StarkeyMtg.com, at the office at 912.721.9400, and my website at www.LoansWithChristy.com . Find out more about me and more ways we can network (Facebook, Instagram, Twitter) at www.about.me\chrisella
As always, if you liked this article please like, share, or comment…….or all of these things; they are greatly appreciated.
 Oh…One last piece of advice, agree on when you will remove the port-a-potty J It doesn’t go with your décor.
Christy Soukhamneut, Area Manager
NMLSR#810728, GA LIC#32916, FL LIC#LO13828, SC LIC#MLO-810728, NC LIC# I-I 12550
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EQUAL HOUSING LENDER
WR Starkey Mortgage, LLP, 6101 W. Plano Parkway, Plano, TX 75093 (NMLS#2146) 1-866-599-5510 Copyright©2016 All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify.   Information, rates, and programs are subject to change without prior notice.  All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts.  Other restrictions and limitations may apply.  WR Starkey Mortgage, LLP is required to disclose the following information: Georgia Residential Mortgage Lender Licensee No. 19715, Florida Mortgage Lender License #MLD1043, North Carolina Mortgage Lender License No L-112550, South Carolina Mortgage Lender License No. 2146, NMLS ID# 2146 (www.nmlsconsumeraccess.org)
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